Secure Funding for Your Business Growth

Empower your business with flexible secured loans designed for MSMEs, entrepreneurs, and growing enterprises.

Apply Now

Apply Now

Apply Now

Apply Now

Talk to an Expert

Talk to an Expert

Talk to an Expert

Talk to an Expert


Finance Backed by Trust & Stability

A Secured Business Loan from APYS Finvest helps businesses access funding by pledging collateral such as property or business assets. Whether you are expanding operations, managing working capital, purchasing equipment, or scaling your enterprise, we provide tailored financial solutions to support your ambitions.

Features & Benefits

Loans up to ₹50 Lakhs

Start small or go big, select the amount that covers your business needs.

Secured against wide range of property

Leverage your industrial, commercial or residential property to unlock funds for growth.

Interest rate starting from as low as 14%

Affordable rates so your business can grow without a heavy financial burden.

Flexible tenures up to 15 years

Repay comfortably with timelines that match your business plans.

Why choose APSY?

24-Hour Disbursal

Quick loan processing with funds disbursed within 24 hours* for eligible customers.

Life Flex Loan

A unique feature that helps you save on interest by prepaying part of your EMI whenever you choose.

Tailor-Made Exciting Customer Rewards

Enjoy customized and exciting rewards designed exclusively for customers with timely EMI payments.

Dedicated Relationship Managers

Enjoy personalized support from a dedicated relationship manager for all your loan needs.

Bespoke Policies for Every Market

Our lending policies are tailored to customer profiles and regional needs.

Check Your Loan Eligibility

Estimate your eligible loan amount based on your income, obligations, and property value.

₹25,000
₹25,000₹5,00,000
₹0
₹0₹1,00,000
₹10,00,000
₹10,00,000₹1,00,00,000
Loan Eligibility
₹3,30,000*
Estimated EMI Capacity₹2,750
Property Funding Ratio33.0%

*Eligibility shown is indicative and subject to income verification, property evaluation, and final approval.

Disclaimer

Results generated by the calculator(s) are indicative in nature. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking. The calculator(s) are not intended to provide its users/ customers with results that are either certified by Apys finvest Limited ("AFL") or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by AFL, under any circumstances. The calculator(s) is only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, AFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.

Eligibility Criteria

Who Can Apply

Self-employed professionals, non-professionals, individuals, proprietorships, partnerships, and private limited companies can apply.

Age

The applicant must be at least 21 years of age.

Business Stability

A regular source of income is required to ensure business stability.

Property Ownership

Ownership of property is mandatory for eligibility.

Calculate Your EMI

Plan your repayments with confidence and choose financing that fits your financial goals.

₹7,00,000
₹7,00,000₹5,00,00,000
10.0%
10%20%
12 Months
12 Months180 Months

Your Monthly EMI

₹61,541*

Total Interest Payable₹38,493
Total Repayment Amount₹7,38,493
Loan Tenure12 Months (1 Years)

*EMI shown is indicative and may vary based on final loan approval and applicable terms.

Disclaimer

Results generated by the calculator(s) are indicative in nature. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking. The calculator(s) are not intended to provide its users/ customers with results that are either certified by Apys finvest Limited ("AFL") or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by AFL, under any circumstances. The calculator(s) is only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, AFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.

Documentation

  1. Identity and address proof of borrowers

  2. Income proofs

  3. Proof of property ownership

  4. Business proof documents

A mockup of Freelio's mobile app

Aapki Pragati, Humara Bharosa.

Aapki Pragati, Humara Bharosa.

Check Your Loan Eligibility

Estimate your eligible loan amount based on your income, obligations, and property value.

₹25,000
₹25,000₹5,00,000
₹0
₹0₹1,00,000
₹10,00,000
₹10,00,000₹1,00,00,000
Loan Eligibility
₹6,48,000*

*Eligibility shown is indicative and subject to income verification, property evaluation, and final approval.

Disclaimer

Results generated by the calculator(s) are indicative in nature. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking. The calculator(s) are not intended to provide its users/ customers with results that are either certified by Apys finvest Limited ("AFL") or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by AFL, under any circumstances. The calculator(s) is only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, AFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.

Eligibility Criteria

Who Can Apply

Self-employed professionals, non-professionals, individuals, proprietorships, partnerships, and private limited companies can apply.

Age

The applicant must be at least 21 years of age.

Business Stability

A regular source of income is required to ensure business stability.

Property Ownership

Ownership of property is mandatory for eligibility.

Calculate Your EMI

Plan your repayments with confidence and choose financing that fits your financial goals.

₹7,00,000
₹7,00,000₹5,00,00,000
10.0%
10%20%
12 Months
12 Months180 Months

Your Monthly EMI

₹61,541*

Total Interest Payable₹38,493
Total Repayment Amount₹7,38,493
Loan Tenure12 Months (1 Years)

*EMI shown is indicative and may vary based on final loan approval and applicable terms.

Disclaimer

Results generated by the calculator(s) are indicative in nature. The interest rate applied on the loan will depend on the prevailing rates at the time of loan booking. The calculator(s) are not intended to provide its users/ customers with results that are either certified by Apys finvest Limited ("AFL") or are an obligation, assurance, warranty, undertaking or commitment, financial and professional advice by AFL, under any circumstances. The calculator(s) is only a tool that assists the users/ customers arrive at results of various illustrative scenarios generated from data input by the user/ customer. The use of the calculator is entirely at the risk of the user/ customer, AFL is not responsible for any reason, for any errors in any outcome resulting from the use of the calculator.

Documentation

  1. Identity and address proof of borrowers

  2. Income proofs

  3. Proof of property ownership

  4. Business proof documents

A mockup of Freelio's mobile app

Aapki Pragati, Humara Bharosa.

Testimonials

Testimonials

FAQs

Frequently Asked Questions

What's the loan amount that I can avail against the property?
Who is eligible to apply for a loan?
For what purposes can I avail a Secured Business loan?
What's the term of the Secured Business loan? Can I repay my loan before the due date?
What types of properties are eligible for a Secured Business loan?
What documents are required to apply for a Secured Business loan?
Have Questions? We're Here to Help!
Have Questions? We're Here to Help!

Reach out to our support team for any queries or assistance.

Reach out to our support team for any queries or assistance.

Contact Us

Contact Us

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